Apologies, but the provided context does not include any transcripts or details from Moody’s 2025 earnings calls. The documents cover earnings calls for companies like Upstart, Rivian, Lucid, NIO, LendingClub, and Workhorse Group, but Moody’s is only briefly mentioned in as a third-party data provider—not as the subject of an earnings discussion.
### If You Need Moody’s Earnings Data:
For an accurate summary of Moody’s 2025 earnings, I recommend:
1. Checking Moody’s Investor Relations ([investors.moodys.com](https://investors.moodys.com)) for official transcripts.
2. Financial news platforms (e.g., Bloomberg, Reuters) for analyst summaries.
### Alternative: Summaries of Available Calls
If you’d like a summary of one of the earnings calls in the context (e.g., NIO’s record deliveries in Q4 2024 or Lucid’s cost reductions ), let me know!
Let me know how you’d like to proceed.