Based on the provided context, there is no direct transcript of the Q&A session from Upstart’s Q1 2025 earnings call. However, here are the key details about the call structure and participants from :
### Upstart Q1 2025 Earnings Call Overview
– Date: Not explicitly stated, but likely early 2025 (based on sequencing).
– Participants:
– Dave Girard (Co-Founder & CEO)
– Sanjay Dahda (CFO)
– Sonya Banerjee (Head of Investor Relations)
– Content:
– Forward-looking statements on business strategy and outlook.
– Non-GAAP financial measures discussed (reconciled in earnings materials).
– No direct Q&A excerpts provided in the context.
### Possible Q&A Topics (Inferred from Prior Calls)
While the actual Q&A dialogue isn’t included, past calls (e.g., , ) suggest analysts might have asked about:
1. Funding Partnerships – Progress on long-term loan funding agreements.
2. Profitability – Adjusted EBITDA trends and path to GAAP profitability.
3. Macro Risks – Impact of economic conditions on lending volumes.
4. Product Growth – Updates on auto loans, HELOC, or small-dollar lending.
### How to Access the Full Q&A
– Check Upstart’s Investor Relations website (ir.upstart.com) for a replay or transcript.
– The context notes that analysts were asked to limit questions to 1+1 follow-up , but no specific exchanges are recorded.
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