Upstart Holdings Inc. (UPST) is scheduled to report its first quarter 2025 earnings today, Tuesday, May 6, 2025. The earnings conference call will take place at 1:30 p.m. PT / 4:30 p.m. ET, after the market closes[2][3].
## Financial Expectations
For Q1 2025, Upstart has provided revenue guidance of approximately $200 million[4]. This represents a significant improvement of 57.1% year over year compared to the same quarter in 2024[4].
The Zacks Consensus Estimate slightly exceeds the company’s guidance, with analysts projecting:
– Revenue of $200.7 million[4]
– Earnings of 19 cents per share[4]
If achieved, this would mark a remarkable turnaround from the loss of 31 cents per share reported in the first quarter of 2024[4]. The earnings consensus has remained stable over the past 60 days, showing consistent analyst expectations[4].
## Analyst Outlook
Wall Street maintains a cautious but optimistic stance on Upstart:
– The consensus recommendation is a “Hold”[5]
– The average one-year price target from 14 top analysts is $73.79[5]
– Price targets range widely from a low of $9.00 to a high of $110.00[5]
– This average price target represents a potential upside of 71.04% from the recent share price of $43.14[5]
– The GF Value estimate stands at $48.91[5]
## Historical Performance
Upstart has demonstrated strong earnings performance in recent quarters. The company has exceeded the Zacks Consensus Estimate in each of the past four quarters, with an impressive average surprise of 188%[4]. This consistent outperformance suggests the company has been effectively managing analyst expectations.
Investors and analysts will be closely watching today’s results to see if Upstart can maintain its momentum and continue its recovery from previous challenges in the lending market.