Based on the search results, Upstart Network Inc. is scheduled to hold its First Quarter 2025 Earnings Conference Call today, May 6, 2025, at 4:30 PM EDT[2]. As of now, the earnings call has not yet taken place, so the transcript is not available.
The company has provided guidance for Q1 2025 during their previous earnings call, expecting:
– Total Revenues of approximately $200 million
– Revenue from Fees of $185 million
– Net interest income of approximately positive $15 million
– Contribution Margin of approximately 57%
– Net income of approximately negative $20 million
– Adjusted net income of approximately positive $16 million
– Adjusted EBITDA of approximately $27 million
– Basic weighted average share count of approximately 95 million shares
– Diluted weighted average share count of approximately 105 million shares[5]
According to Seeking Alpha, Upstart’s Q1 earnings report will be released today (May 6th), with earnings per share expected to be up 154.8% year-over-year[3]. The company has had an 88% success rate in meeting earnings estimates[3].
For the full year 2025, Upstart has projected:
– Total Revenues of approximately $1 billion
– Revenue from Fees of $920 million
– Net interest income of approximately positive $80 million
– Adjusted EBITDA margin of approximately 18%
– GAAP Net Income expected to be at least breakeven for the year[5]
The transcript from today’s earnings call should be available after the call concludes later today.
